How to buy a home or condo in Maui with a VA Loan

Looking to buy property on Maui?

I want to be your Buyer’s agent.

Howard Dinits Realtor-Broker

Dinits Realty
808-874-0600 Toll Free 877-434-6487
http://www.EasyMauiRealEstate.com

Each of us has a personal calling that’s as unique as a fingerprint and that the best way to succeed is to discover what you Love to do and then offer it up in the form of service. I Love what I do. Please let me know if you hear of someone Buying or Selling Real Estate in Hawaii.

How to buy a home or condo in Maui with a VA Loan

Spreading the Word About VA Loans.

Memorial Day is a time to honor the men and women who have so willingly served our country and fought for everything we stand for. Memorial Day started as a day to recognize those who had fallen during the Civil War and later expanded to all service members. Just as Memorial Day was expanded to all service members, the VA home loan program is designed for veterans and active duty service members alike.

What is the VA Home Loan Program?

The VA Home Loan Program is a unique lending opportunity, which directly caters to the needs of military members. Established in 1944, the VA Loan Program has helped nearly 19 million veterans and active duty members achieve homeownership by insuring a part of each loan given. You will find that the VA limits differ in each count of Hawaii. Your Maui Real Estate Agent Howard Dinits will inform you of this amount. You can use your VA ito buy a house in Kihei, Wailea, Kahului, Lahaina. Your Va Loan will help you with homes for sale in Pukalani, Paia, Makawao and Haiku.

Why Choose a VA Home Loan?

For veterans and active duty service members, the VA Home Loan is able to provide them with more money-saving benefits than a conventional lending program could. With a VA Home Loan, military members are able to not only purchase a home with no need for a down payment, but they are also able to benefit from:

  • Competitive interest rates
  • Flexible mortgage terms
  • No mortgage insurance required

What is the VA Home Loan Process?

The steps to obtaining a VA Home Loan are relatively easy and painless. After calling a VA Loan Specialist like VA Mortgage Center.com, an interested veteran or active duty service member can achieve homeownership in as little a five steps. The typical steps for securing a VA Home Loan include:

  • Submitting Certificate of Eligibility
  • Finding a Home
  • Submitting the VA Home Loan Application
  • Waiting for Processing and Approval
  • Closing the Loan

Who is Eligible?

To make home ownership readily available to all veterans and active duty service members, the VA Home Loan Program has very few eligibility requirements. To become initially available for a VA Home Loan, a military member must simply have:

  • Served for at least 3 months on active duty during war time or served for 181 days on active during peacetime
  • Served 6 years in the Reserves or National Guard

There are no credit or income requirements associated with the VA Home Loan program; however, most VA-approved lenders will require a credit score of at least 620 to secure financing. Regardless of this lender credit requirement, all military members interested in securing a VA Home Loan are encouraged to apply as even those with imperfect credit histories have been approved in the past.

 

How to buy a home or condo in Maui with a VA Loan
See related post http://www.easymauirealestate.com/Blog/list-of-Condos-on-Maui-that-are-Approved-for-a-VA-Loan

Shop VA approved condos in Maui Hawaii for sale.

http://idx.easymauirealestate.com/i/va-usda-approved-condos-in-maui-hawaii


Selling a Condo Or Home On Maui?
Click here to List With Howard


Want to receive email alerts with listings of condos or homes for sale?
Sign up today
at http://idx.easymauirealestate.com/idx/search/emailupdatesignup


Subscribe to your Maui Daily News at
http://mauilifestylenews.com/

You can now Search
Maui Real Estate For Sale by Price

Leave a Reply

Your email address will not be published. Required fields are marked *