Buyer's Agent HD Video for Kihei Shores Maui 96753
Howard Dinits RS RE/MAX Resort Realty 808-874-0600
When shopping for Real Estate it is more important to find yourself a fabulous Realtor. A Buyer's agent that knows the market and cares about You. I suggest you use one that is experience and is active in the local Hawaii Maui Real Estate market. I have personally helped over 50 famlies buy or sell this year. Another suggestion is to find an agent that knows technology and everything will go fast & easy. Today's agents should know how to shoot a HD Video. Do not trust your most important purchase with a Rookie or an out of practice veteran. You desrve the Best Real Estate Agent in Maui, so call me ad put my expertise to work for you.Howard Dinits is trained in REO's, Foreclosures, Short Sales, Real Sales, and His average days on market when a listing agent is 16 days. You'll find his broker's price opinion to sales price ratio at 99% which is the best in Hawaii
Howard DInits PO BOX 2249 Kihei HI 96753 Direct Phone 808-874-0600 e-mail Howard@HowardDinits.com
How to get a loan in Canada to buy a House or Condo in Maui,
Hawaii, United States
Good News for Canadians,
Attention friends from Canada BC, Vancouver, Alberta, Montreal and Toronto.
I was contacted by a company today that can bridge the gap between Canada and the US (United States) Hawaii and Maui. You now can borrow money in Canada and buy something in Maui. Call me and and let me know if they were able to help you get a loan to buy a condo or house in Hawaii while being Canadian. Now you can score Real Estate in Hawaii while the prices are down. There are lots of opportunites, short sales, reo, bank owned, foreclosures. Call your agent in Hawaii, Howard Dinits RS 808-874-0600 Howard@EasyMauiRealEstate.com RE/MAX Resort Realty
http://www.EasyMauiRealEstate.com
This opens up the opportunity to assist Canadian clients who are looking to purchase a property leveraging a US mortgage and/or clients who currently own a property free and clear to protect them against US Estate Tax.
Purchase of a new home
-Single Family Homes, Townhouse, Condo
-3/1, 5/1 and 30 year fixed interest rate lock
-No prepayment penalty
-Loan to Value will be determined on a case by case basis
Cash-out Refinance
-Single Family Homes, Townhouse, Condo
-3/1, 5/1 and 30 year fixed interest rate lock
-No prepayment penalty
-Loan to Value will be determined on a case by case basis
Non-Recourse Mortgage Cash-out Refinance
-Single Family Homes, Townhouse and Condo
-3/1, 5/1 and 30 year fixed interest rate lock
-No prepayment penalty
-Loan to Value will be determined on a case by case basis
-Protects High Net Worth Canadian against US Estate Tax
-Monies can be reinvested in CA investment for tax benefit
How to get a loan in Canada to buy a House or Condo in Maui,
Hawaii, United States Kihei, Lahaina, Wailea, Wailuku, Kahului
Looking for a Kihei Buyer's Agent? Maui Real Estate Agent Wailea Buyer's Representative Acredited Buyer's Representative Certified Residential Specialist hawaii foreclosure specialist reo and Short Sales
Do not Buy Real estate without hiring Howard Dinits RS ABR CRS
ABR® vs. Buyer's Rep: A REALTOR® Designation
A buyer’s representative (or simply buyer’s rep) is a licensed real estate professional who represents prospective homebuyers in their property transaction. If you’ve formalized an agency relationship, typically by signing a buyer’s rep agreement with a buyer’s rep, you can expect him or her to:
Understand your specific needs and wants, and locate appropriate properties.
Assist you in determining how much you can afford (pre-qualify your mortgage).
Preview and/or accompany you in viewing properties.
Research properties, to identify any problems or issues you should consider.
Advise you in formulating your offer.
Help you develop your negotiation strategy.
Provide a list of potential qualified vendors (such as inspectors, attorneys, lenders, etc.) for other related services that may be needed.
Keep track of all the details throughout the entire transaction—to closing and beyond.
In other words, a buyer’s rep should make your homebuying experience go as smoothly and successfully as possible.
But not all buyer’s reps are equal. A buyer’s rep who has earned the Accredited Buyer’s Representative (ABR®) REALTOR® designation has made an extra effort to raise the bar, with additional training and experience in serving you, the homebuyer. If you work with an ABR®, you can feel more confident that you’ll receive the highest level of buyer-representation services.
ABR® (Accredited Buyer's Representative) The ABR® designation is the benchmark of excellence in buyer representation. This coveted designation is awarded to REALTORS® who meet the specified educational and practical experience criteria, by the Real Estate Buyer's Agent Council (REBAC) of the National Association of REALTORS®.
Why should you look for the ABR® designation before looking for a home? These three letters after a REALTORS® name tell you that you’ll be working with someone committed to your best interests, someone who has both made education a career priority, and has also demonstrated the experience needed to provide the finest in buyer representation.
The number of homes sold on Maui in March with the median price and percentage change from the same month last year:
HOME
Sales
March 2010
70
March 2009
56
Change
+25.0%
Median Price
March 2010
$460,000
March 2009
$504,500
Change
-8.8%
CONDO
Sales
March 2010
122
March 2009
67
Change
+82.1%
Median Price
March 2010
$512,250
March 2009
$468,000
Change
+9.5%
Source: Realtors Association of Maui
Real estate sales and condominium prices picked up on Maui last month as investors fueled the market; however, single-family home prices contracted.
Sales of condominiums, which tend to offer more appeal to investors, second-home and vacation homebuyers, rose 82 percent last month. The median price paid for the 122 units that changed hands in March rose 9.5 percent to $512,250 from the year-ago $468,000.
"A lot of the activity that we are seeing is related to second-home owners and investors, and it makes sense that they would go after the condos," said Howard Dinits, a Realtor with Wailea-based RE/MAX Resort Realty.
While buyers have begun to show interest in single-family homes, Dinits said it will take a few more months until the momentum shows up.
"Generally, (second-home buyers and investors) like properties that can be used for transient rentals," he said.
As a result, Maui's single-family home sales rose a more modest 25 percent; however, the median price fell 8.8 percent to $460,000 for the 70 units that traded hands in March.
Still, Dinits said there are signs that Maui's broader market is improving. Canadians, Californians and baby boomers are out shopping, and for the last month buyers have been making calls on properties that are already in escrow, he said.
"That's an indicator that our market is getting better," Dinits said.
"I've already closed $3.5 million in sales year to date. Last year I closed $3.8 million."
Maui Home sales
The number of homes sold on Maui in March with the median price and percentage change from the same month last year:
HOME
Sales
March 2010
70
March 2009
56
Change
+25.0%
Median Price
March 2010
$460,000
March 2009
$504,500
Change
-8.8%
CONDO
Sales
March 2010
122
March 2009
67
Change
+82.1%
Median Price
March 2010
$512,250
March 2009
$468,000
Change
+9.5%
Source: Realtors Association of Maui
Real estate sales and condominium prices picked up on Maui last month as investors fueled the market; however, single-family home prices contracted.
Sales of condominiums, which tend to offer more appeal to investors, second-home and vacation homebuyers, rose 82 percent last month. The median price paid for the 122 units that changed hands in March rose 9.5 percent to $512,250 from the year-ago $468,000.
"A lot of the activity that we are seeing is related to second-home owners and investors, and it makes sense that they would go after the condos," said Howard Dinits, a Realtor with Wailea-based RE/MAX Resort Realty.
While buyers have begun to show interest in single-family homes, Dinits said it will take a few more months until the momentum shows up.
"Generally, (second-home buyers and investors) like properties that can be used for transient rentals," he said.
As a result, Maui's single-family home sales rose a more modest 25 percent; however, the median price fell 8.8 percent to $460,000 for the 70 units that traded hands in March.
Still, Dinits said there are signs that Maui's broader market is improving. Canadians, Californians and baby boomers are out shopping, and for the last month buyers have been making calls on properties that are already in escrow, he said.
"That's an indicator that our market is getting better," Dinits said.
"I've already closed $3.5 million in sales year to date. Last year I closed $3.8 million."
I often get asked how do I know what my credit score is. What is my fico? etc?
Howard Dinits your Real Estate agent in Maui, Hawaii is going to make it east for you.
Be sure to look at each of your reports every year. It's simple, it's free and it's crucial: Old or inaccurate information could cost you a job, an apartment or a lot of money when you borrow.
All Americans are entitled to free credit report every year from each of the three major credit bureaus. The credit reports used to cost as much as $9.50 each.
The three major credit-reporting agencies, Equifax, TransUnion and Experian, are each required to provide consumers, upon request, a free copy of their credit report once every 12 months.
The reports will not be sent automatically. Each consumer must request reports one of these three ways:
Complete the form on the back of the Annual Credit Report Request brochure, and mail it to: Annual Credit Report Request Service, P.O. Box 105281, Atlanta, GA 30348-5281. The brochure, which can be ordered or printed, is available from the Federal Trade Commission. Click here for more information.
A credit report is simply a rundown of your payment history, listing your accounts, balances and your payment behavior for each. It is not a credit score, or FICO, the three-digit gauge of your creditworthiness used by lenders, employers and insurers. But credit scores do use the information on your credit reports in their calculations, so it's important to spot and correct inaccuracies as quickly as possible.
Need help understanding your report or what the impact of your fico score really means? Call Howard Dinits RS
You are probably thinking it is too expensive and you cannot afford to come to Maui or Buy Real Estate in Maui.
I say Lose your bunnyhug and joggers. Grab yourself a swim suit and flip flops and Have a boo at Real Estate with Howard in Maui.
Friends up North that do not like the cold and Enjoy what Maui US has to offer.
This Blogpost is for YOU. From ME, Howard Dinits RS Toll FREE877-434-6487 <-- Canadian Friendly Phone Number http://www.easymauirealestate.com
I keep getting asked how much does it cost to get to Maui from Calgary Canada.
Well . . . I did some research and if you are flexible with your dates I found Round trip tickets From Calgary to Kahului via AirCanada.com for $500 Canadian Dollars
and Vancouver to Maui Direct 2 times a day on WestJet.com for $500 or better yet Got Air Miles???
You will find with your Canadian money exchange rate in the States, US, United States of America your vacation will be inexpensive. What does that mean? You have more of your money to spend on investing in Maui Real Estate. There are great buys on foreclosure Condos and Homes in the Kihei Area of Maui. This is the most desireable location as it is home to some of the nicest beaches. So grab a two-four and enjoy Kamaole one, Kamaole two, Kamaole three, Charlie Young, Sugar Beach, and list goes on.
Call me today so we can get to know one another. I will explains the ins and out of buying Real Estate in Hawaii. It is easy to buy real estate in Hawaii if you are from Canada and not a US citizen. I'll send you some listings and answer your questions timely. Then once you score a Fabulous deal on a flight to Hawaii. I'll help you locate the condo or home you've always wanted, but didn't think they were affordable.
Condos in Kihei Start around $150K and you will be glad you took advantage of our low prices.
Single-family home sales on Maui rose in January, but condominium sales and overall prices began the new year on a down note.
While the "market seems to be getting its footing generally," median prices bounced along the bottom as sales dropped and inventory increased, said Terry Tolman, chief staff executive for the Realtors Association of Maui.
Sales of single-family homes in January rose 48 percent to 46 units from 31 the year before, while the median price fell nearly 16 percent to $469,000 from $558,000 attained in January 2008, according to recent statistics from RAM.
Condominium sales fell 34 percent to 71 units from the 108 sold in January 2008. Similarly, the price paid by more than half of the buyers dropped 47 percent to $424,000 from the year-prior $805,000 median.
"Best deals are selling, everything else is getting old," Tolman said.
HOME SALES
The number sold on Maui in January with median price and percentage change from the same month last year:
HOMES
Sales
January 2010
46
January 2009
31
Change
+48.4%
Median Price
January 2010
$469,000
January 2009
$558,000
Change
-15.9%
CONDOS
Sales
January 2010
71
January 2009
108
Change
-34.3%
Median Price
January 2010
$424,000
January 2009
$805,000
Change
-47.3%
Source: Realtors Association of Maui
Single-family home sellers on average saw their properties spend 27 percent more days on the market; however, the pace of condominium sales picked up by nearly 79 percent. On average it took 224 days to sell a single-family home and 240 days to sell a condominium.
"Days on the market figures show that properties that are priced right will sell in a reasonable time frame," Tolman said.
Short sales and bank-owned properties will have to be absorbed by buyers before Maui's market returns to normal and prices can start to rise, he said.
But, that could take a while, said Howard Dinits, a Realtor at Waimea-based RE/MAX Resort Realty.
"I still think the worst is yet to come," Dinits said. "We still have all those adjustable-rate mortgages that are due to increase, and when that happens, many people are not going to be able to afford their mortgages."
Dinits said he is basing his opinion not only on the timing of the last real estate boom on Maui, but on government indicators.
"Obviously, the government doesn't think that it's going to improve any time soon. Their mortgage forgiveness program, which will forgive up to a $2 million loan for those that have to walk away, is good up to 2012."
Howard is a bundle of energy always ready to talk story about real estate, technology and health. His philosophy is to “tell it ‘how it is' without any sugar-coating", so here it is!
Howard and his Assistant, who is also his wife, split their time on Maui and the Big Island. With homes on two Islands, Howard is able to help people with Real Estate throughout Hawaii. He draws on skills from previous experience as a mortgage broker, web designer/marketer, and a real estate investor to make him a top realtor in Hawaii. As a result of the 9-11 attacks, his trip to Boston was cancelled when planes were grounded. He traded his much needed "east coast vacation tickets" in for tickets to Hawaii and decided to make the Big Island his home.
Upon arrival to Big Island, Howard went to a Kona Realtor asking to see only properties he could easily afford at $85,000 or under. The Realtor laughed; so, he drove to the east side and found a great neighborhood in Puna with high speed internet, paved roads, mail delivery and water. Yes, within his price range. He also found a great lifestyle, loving people, and mostly, all the amenities of the mainland, yet with warm weather!
Howard's focus is having fun and living a healthy lifestyle. Howard recently discovered he had hereditary gout. This problem had been plaguing him for years. After his diagnosis Howard decided to educate himself so that he could rid himself of daily pain the natural way, without drugs.
"So many people are living with it and don't realize what's going on! I will be happy to share all I have learned with anyone interested, because just knowing and treating it has given me great relief. I thought I was just going to live in pain for the rest of my life and I would have to deal with it, but it turns out, there are very reliable methods to preventing gout pain." Said Howard.
"The problem starts when uric acids build up in the bloodstream and crystalize in the joints and cause pain. The build up is caused from eating foods that are high in purines. “No, no” foods are any shellfish, seafood, meats, legumes, lentils, or game birds as well as, oatmeal, cranberries, and asparagus! Can you believe asparagus?! Gout can be naturally controlled with regular exercise, relaxation, lots of water, cherries, hemp oil, and a vegetarian diet. Once under control, ' no-no' foods may be consumed once in a while and the pain won’t “kill you."
With Howard's comments in mind, what is his 2010 New Year's resolution? He says it is the year to take "Mary & Howard" time; one hour bike cruises with no phone calls or business conversations, just pure relaxation. His wife, Mary is his best teammate because they have opposite skills and they complement each other.
Mary is in charge of office affairs and all the details behind the scenes as Howard works in the field. He has to be present to show homes, stay abreast of his education, not only for professional licensing, but to be on top of cutting edge technology. He has built premiere websites over the years, which connects both buyers and sellers with information and the ability to work directly with Howard Dinits. He says most websites are about the Real Estate agent's ego instead of providing quality photos and listings. Consumers want an honest and comprehensive response quickly and with the help of the Internet and email Howard makes it all possible.
Real estate websites today need to incorporate web 2.0 skills. On Howard’s sites you’ll see virtual tours, streaming Video, daily news, things to do, neighborhood and relocation information. High quality photos are crucial, Howard uses a wide angle lenses, proper lighting and staging to show the property in it’s best light. A detailed description including driving directions is vital as many consumers find it easier to drive by a home first before deciding to ask for a showing. Listing the home at the right price gets showings, calls and action on the property - many times it can even get multiple offers! Speaking of listing price, Howard's other philosophy is to attract attention to the property and he requires sellers to come up with a figure which does not end in zeros to make their property stand out.
To prove the results of these ideas, Howard tells a story. "...a listing very recently, a lady had a home on the market for a long time. Wondering why it didn’t sell, she researched who was selling homes and found me because most of the SOLD listings had my name on them. She gave me the perfect opportunity - to some, maybe impossible, but for me it was a challenge. She was willing to play the price is right with the numbers. The only thing was I had 90 days to sell her property. Quickly, I started marketing the home." (....Unrelated, but fortuitously, a computer illiterate man calls because he wrote Howard’s number down while clicking away on his new computer and couldn’t figure out how to get back to the website and search for homes....)
Howard continues, "I ended up personally helping this guy who knew nothing about computers learn how to do a property search by actually going to his home in Lahaina, made his home page www.BigIslandRealEstate.com and showed him how to shop for homes online. I had no idea where this would lead; I was just responding to a buyer inquiry. Later that week, he flew in to Hilo to look at homes for sale, including the 90 day listing! I knew shortly after arriving at my new listing, by his actions, that this home near the ocean was a complete match, so we went back to the office so I can provide more information about the home. In the office, I discovered he would not buy on his first day of looking, so I told him to go out for dinner with his girlfriend and made an appointment for the next day. It was risky, because he could go somewhere else, but he showed up on time and purchased the properly priced home on the 9th day of the listing."
New technologies Howard uses are: a pocket Video camera made by Kodak (Zi6) with a removable SD card to enable him to send Videos to consumers or sellers or do a final walk through for his buyers. The retail price is $150 and he has used it many times. He recently videoed what a home looked like after the tenants vacated to show the messy conditions to convince the seller to pay for a cleaning service.
Another great technology is: text service available through an online texting service which sends detailed property information to folks interested in his listings. His 'For Sale' signs have a text area. The consumer types the text into their "internet enabled" phone and obtains immediate listing information including photos, price, links to his website, and other details. Meanwhile, 'the service' sends a message to him that the listing is being looked at and gives the phone contact of the person viewing it. He can then choose to call the potential client immediately to see if they would like more information or to schedule an appointment.
Supra Lock Boxes are another way to use technology. It is the most secure lock box available as it records each real agents name, license and phone number that shows a home. Howard can go online and track activity and follow up with agents after their showing without having to go out to the home to see who left a card on the counter!
In our closing, Howard wanted to stress his formula for selecting the best price and the importance of not showing a property unless it is at a positive. "Market Data or a Broker's Price Opinion is the best way of selecting a price. A full time real estate agent will have a better pulse on the market than an appraiser would, because appraisers are using data that is four month’s old. They don't know what is in escrow and won't know for a couple months. If you want to sell in today’s market, the list price needs to be at or below market value. The code of ethics state I cannot mislead a consumer on the value of a property, so I can not take over priced listings, and it is my fiduciary duty to explain what market value is to all potential buyers and sellers.
Howard has incorporated all of these talents and skills to propel himself to the top of his profession. He is the top selling RE/MAX agent on the Big Island and Maui. Howard has helped more people than any other Realtor, in the district of Puna in the years of 2007, 2008, and 2009. With his over 250 happy clients talking story about him and his honesty, integrity and hard work, Howard’s business continues to grow on both Maui and the Big Island. Via word of mouth he expects continued success throughout 2010 and beyond especially in the Kihei, Kahului, Wailuku, and Wailea areas. Howard owes all of his accomplishments, to his wife Mary for all of her help and understanding of the amount of time and energy that is required to be the Best of the Best.
November's Sales Volume – Residential Sales dipped slightly from October, however were the second best month of the last 12 months. Condo Sales rose in November to 69 units and Land sales rose to 17 (including 5 Mixed-use lots in Maui Lani Village Center).
November's Median SALES prices for Homes slipped to $465,000 while Condos remained steady at $400,000. Land bumped up to $450,000.
Days on Market for Residential homes = 168 DOM, Condos = 192 DOM, Land = 284 DOM. (General DOM Note: this is the average DOM for the properties that SOLD. If predominantly OLD inventory sells, it can move this indicator upward, and vice versa. Also, RAM's Days on Market are calculated from List Date to Closing Date [not contract date]. As such, it includes approximately 60 days of escrow time.) Also – Short Sales transactions can often take 4-6 months to close thereby extending the marketplace’s average DOM.
FOR BUYERS: Continued low interest rates and Newly Extended first time/move-up homebuyer incentives provide plenty of options for Buyers who qualify. Buyers should get Pre-Approved so they can shop in confidence (fewer last minute disappointments due to non-funding loans).
First-Time Home Buyers – This is your opportunity to purchase. Don’t let it pass you by …. ask Howard when his next First-Time Home Buyers workshop, get familiar with the process, get qualified/approved, do your homework to get your own home. Many current owners never thought they would be able to own until they attended a workshop, discovered they could, and are glad they did. This low point in the market is your rare chance, so don’t delay.
